Housing Authority Programs

Rental Programs:

Low Rent Program and NAHASDA
This program is to provide families, with low incomes, affordable housing. It offers a wide variety of single-family homes (2, 3, 4, and 5 Bedroom), duplex and fourplex to qualified individuals on a month-to-month lease basis. These units are located in all four reservation districts.

ARRA Rental and Marif Rental
The programs are for low rent income families. The units are all single family rental units and located in the Ponemah district.

Federal Tax Credit
The program is for families who are at or below 50% of the area median incomes. The units are single family and duplex units and are located in all four districts.

Homeownership Programs:

Mutual Help, NAHASDA and Walking Shield
The intent of the programs are to provide families, with low incomes, an opportunity to own a home rather than rent a home. The Housing Authority shall continue to offer qualified individuals, a lease with an option to buy; any of the remaining single family homes in the mutual help inventory. as they become available. The units are all single family units and are located in all four districts.

Federal Tax Credit
To obtain a home under this program, the homebuyer must be low income and agreeable to a mandatory fifteen year lease-to-own status. The first fifteen years are considered rental. At the end of that fifteen year period, the tenants will be offered the opportunity to continue their month-to-month lease or buy out the balance of the mortgage on the home. The units are single family and are located in all four districts.

Modernization Assistance
A one-time limited modernization assistance is offered to elders age 62 or older and handicapped individuals for medical needs documented by a physician or work necessary to keep the unit structurally sound. This work cannot exceed $8,000.00. This includes material, labor and insurance.

Beltrami County outside the Reservation Rental Assistance
This program is to assist low income families an opportunity to finding housing in the private sector. Assistance to be provided will be the first and last months’ rent and the security deposit. The maximum of assistance to be provided will be $2, 100.00.

Beltrami County outside the Reservation Down Payment and Closing Cost Assistance
This program is to assist families who have an income of not greater than 80% of area median income with down payment and closing cost assistance. The amount of assistance varies from approximately $15,000.00 to $25,000.00.

FULL REQUIREMENTS FOR THE VARIOUS PROGRAMS CAN BE REQUESTED FROM THE STAFF AT THE HOUSING AUTHORITY OFFICE.

Housing Finance Corporation Programs

Mortgage Program
Home loans up to $120,000.00 at 5% interest for 30 years. Renovation loans up to $35,000.00 at 6% interest for 15 years.

Rental Program
Units which have had the title turned back to the corporation are offered as rental at a set rental rate. The units are single family and are located in all four districts. The units are available for purchase from the corporation.

FULL REQUIREMENTS FOR THE PROGRAMS CAN BE REQUESTED FROM THE STAFF AT THE CORPORATION OFFICE.